{"id":1533,"date":"2026-01-03T03:22:20","date_gmt":"2026-01-03T03:22:20","guid":{"rendered":"http:\/\/goolsbylawoffice.com\/?p=1533"},"modified":"2026-02-22T21:17:37","modified_gmt":"2026-02-22T21:17:37","slug":"credit-repair-scams","status":"publish","type":"post","link":"http:\/\/goolsbylawoffice.com\/?p=1533","title":{"rendered":"Credit Repair Scams"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1533\" class=\"elementor elementor-1533\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e395edd e-flex e-con-boxed e-con e-parent\" data-id=\"e395edd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bdac40 elementor-widget elementor-widget-text-editor\" data-id=\"6bdac40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex flex-col text-sm pb-25\"><article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:79093bf2-9d0b-48a4-8c3f-01fc94bb8156-11\" data-testid=\"conversation-turn-24\" data-scroll-anchor=\"true\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\"><div class=\"flex max-w-full flex-col grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"9ce26118-ad46-480c-85f0-845c6ba9856c\" data-message-model-slug=\"gpt-5-2-thinking\"><div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\"><div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\"><p data-start=\"0\" data-end=\"289\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignleft size-medium wp-image-1706\" src=\"http:\/\/goolsbylawoffice.com\/wp-content\/uploads\/2026\/02\/Credit-repair-scam-200x300.jpeg\" alt=\"\" width=\"200\" height=\"300\" srcset=\"http:\/\/goolsbylawoffice.com\/wp-content\/uploads\/2026\/02\/Credit-repair-scam-200x300.jpeg 200w, http:\/\/goolsbylawoffice.com\/wp-content\/uploads\/2026\/02\/Credit-repair-scam-683x1024.jpeg 683w, http:\/\/goolsbylawoffice.com\/wp-content\/uploads\/2026\/02\/Credit-repair-scam-768x1152.jpeg 768w, http:\/\/goolsbylawoffice.com\/wp-content\/uploads\/2026\/02\/Credit-repair-scam.jpeg 1024w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/>If a credit repair company has taken advantage of you, you are not alone. Many \u201ccredit repair\u201d businesses lure consumers with promises to erase negative credit information, even when that information is accurate and recent, and people end up paying for results they cannot legally deliver.<\/p><p data-start=\"291\" data-end=\"635\">Congress passed the Credit Repair Organizations Act to curb unfair and deceptive practices. In general, credit repair companies cannot misrepresent what they can do, cannot take payment before services are fully performed, and must provide clear written disclosures and a signed contract that includes key terms, including your right to cancel.<\/p><p data-start=\"637\" data-end=\"813\" data-is-last-node=\"\" data-is-only-node=\"\">If you believe you were misled or charged improperly, contact us for a free consultation. If you\u2019ve been ripped off, we\u2019ll go after the credit repair company and make them pay.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/article><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69b6da8 e-flex e-con-boxed e-con e-parent\" data-id=\"69b6da8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cd3d331 e-con-full e-flex e-con e-child\" data-id=\"cd3d331\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-89fb9df e-con-full e-flex e-con e-child\" data-id=\"89fb9df\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<h3 \n\t\tdata-interaction-id=\"bca183f\" \n\t\tclass=\"e-bca183f-83b57a3 e-heading-base\" \n\t\t 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Many \u201ccredit repair\u201d businesses lure consumers with promises to erase negative credit information, even when that &#8230;<\/p>\n","protected":false},"author":1,"featured_media":1706,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-1533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-areas-of-practice"],"_links":{"self":[{"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=\/wp\/v2\/posts\/1533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1533"}],"version-history":[{"count":13,"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=\/wp\/v2\/posts\/1533\/revisions"}],"predecessor-version":[{"id":1823,"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=\/wp\/v2\/posts\/1533\/revisions\/1823"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=\/wp\/v2\/media\/1706"}],"wp:attachment":[{"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1533"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/goolsbylawoffice.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}